Scammers pulling tricks on seniors are no treat for the adult children charged with taking care of their aging parents. One in five people in the U.S. over the age of 65 reports having fallen victim to some form of financial fraud, to the tune of almost $3 billion a year. And those numbers don’t show any sign of slowing down according to True Link Financial, a service that helps boomers protect their elderly parents from financial exploitation, fraudulent transactions and predatory marketing practices.
Our experts at truelinkfinancial.com are constantly monitoring the latest tricks and tactics that scammers use to take advantage of the elderly. It’s not just the Nigerian lottery or someone pretending to be a grandchild calling for money in the middle of the night anymore. Today the bad guys are getting more creative and bolder. Below is a list of some of the newest and fastest growing scams True Link’s fraud monitors are tracking right now.
There is one pre-kindergarten skill that matters above all others, because it is the prime predictor of success or failure: the child’s vocabulary upon entering school.”—Jim Trelease, the Read Aloud Hand book.
Even though they are not reading on their own, now is the time to instill a love for reading and learning in our children. How? By reading aloud to them often and for as long as they will listen.
You and Your Money:
Over the years, I’ve met individuals who are working hard to become financially independent after a divorce. Clients have come to me prior to, during and after this life-changing event and often times I see financial areas that were not addressed or not properly assessed. Because of the financial complexity of many divorces, more and more financial professionals are being asked to play an active role in helping individuals and lawyers sort through the financial issues related to divorce. Lawyers are also looking for new ways to help their clients obtain an equitable financial settlement.
Below are five common mistakes people make when going through a divorce. These areas should be addressed prior to the final settlement.
Most of us want to eat healthy—we really do—but a single detrimental factor gets in our way…we simply don’t have the time.
I get it, we all lead busy lives that leave very little extra time for healthy meal prep, but the alternative of fast food meals, frozen dinners and restaurant fare is making us lose the battle of the bulge.
All too often I see people exercise hard every day, and then flush their results away with irresponsible eating. Don’t let this be you!
To get you on the fast track to quick, healthy eating here are five healthy meals that take only five minutes to prepare for you and your family:
Top-Rated Craft Show Boasts Shopping, Music, Food and Prizes
Don’t be fooled by empty “door buster” deals designed to lure you to the Big Box retail stores this Black Friday weekend. For a truly enjoyable shopping experience, visit the San Jose Harvest Festival®, November 28-30 at the San Jose Convention Center, and help support the independent artisan instead.
The San Jose Harvest Festival® is one of the largest indoor art and craft shows on the West Coast and was recently rated among the top 200 craft shows in the country. The show offers over 24,000 handmade arts and crafts, including original art, jewelry, photography, clothing, specialty foods, holiday decor and more.
Take Time Out to Tune In:
The days are getting shorter, the leaves are changing color and the flu virus is just around the corner. I tell all of my families, “When you think of Halloween safety, remember that it’s time for the flu shot.” At Kaiser Redwood City, we received our first lot of flu vaccine in September. The season can hit at any time but typically spreads over the holidays when families travel throughout the country and gather together. Getting the shot early can protect our most vulnerable, the very young and the very old.
Chanukah begins on December 16 this year and there are some wonderful new books to share with your children and grandchildren. My personal favorite is I Know an Old Lady Who Swallowed a Dreidelby local author Caryn Yacowitz, who has written a wonderful variation of the traditional folksong recorded by Burl Ives in 1953. This rendition begins with an old lady who swallows a “Chanukah dreidel she thought was a bagel,” and continues as she swallows a number of other Chanukah symbols. The song is witty and fun, and the illustrations by David Slonim are exceptional. As he explains in his Artist’s Note at the end of the book, Slonim’s brightly illustrated pages are filled with art based on his favorite paintings and sculptures in an effort to “help the book transcend Chanukah, speaking to the universal human experience of family gatherings and celebrations”—and it works! This is a book all families can enjoy, year ‘round. Ages 2 to 8. (Arthur A. Levine Books, $17.99).
Is Your Inner Child Keeping You Trapped in a Bad Relationship? 5 Questions to Ask Yourself; The Answers May Help Set You Free
It happens when we see politicians repeatedly make the same self-destructive mistakes—think former legislator Anthony Weiner’s repeated sexting scandals. Or we hear friends complain over and over about the horrible job they’re “stuck” in. Or, in a rare glimmer of insight, we wonder why we’re still hanging on to a romance that makes us miserable. “When people seem mentally healthy and it looks like they could easily make a change that would make them happier, we’re absolutely baffled by why they don’t,” says Steven Jay Fogel (www.StevenJayFogel.com), author of the new book Your Mind Is What Your Brain Does for a Living (March 2014).
“Impossible is an opinion, not a fact,” claims Cameron Clapp, a triple amputee who surfs, skis, runs marathons and mentors hundreds of people each year. Clapp, who recently spoke to Serra High School Padres, received a standing ovation at the end of his talk.
Bonjour! There is elegance in the glamour of a French soirée. There is grace and beauty in the glitter of the evening Eiffel Tower as turquoise, green, gold and blue light reflects off the Champ-de-Mars and the River Seine. This year, Holiday Traditions will transport you into a grand world of international splendor and magnificence as we present “La saison d’ élégance,”—Season of Elegance.